Travel is one of life’s greatest pleasures. Most people save all year for that one special week of relaxation. Unfortunately, sometimes unexpected things happen. It is hard to think about the unthinkable when you are planning your vacation, but you never know just when an unexpected mishap might turn a relaxing vacation into a taxing experience. That is why it is very important to protect your investment. Travel insurance doesn’t only provide you a refund in case the unexpected happens; most policies will also cover you medically while you are on the trip, as well as provide you with emergency medical transportation should the need arise. Other things that may be covered are trip interruption, trip delay, and baggage loss or damage. Some policies even provide rental car protection.
Travel insurance policies may sound confusing but a travel professional can help you decide which policy is best for you. Did you know that when purchasing an insurance policy directly from the cruise line or tour company, you will not be covered for financial default of that company? Are you sure your health insurance covers you outside of the United States? Travel agents are familiar with supplier insurance policies as well as independent insurance company policies. It is important to discuss your individual needs with your travel professional so that they can lead you to the right plan.
As a travel consultant I often hear clients say, “I don’t need insurance. I am going no matter what.” I always cringe when I hear that, because unfortunately those are the same people that usually encounter travel disasters or mishaps. For example I recently booked a weeklong California vacation for a young couple. The day before they were to leave, the husband came down with the stomach flu. There was no way he could possibly get onto a plane so they had to cancel their trip. They lost a total of three hundred dollars in airline penalties. Had they paid a small premium for insurance, their tickets would have been refunded in full. With the snowstorm that hit Chicagoland this week, many weary travelers were at O’Hare, waiting for the storm to pass. Those with travel insurance were able to settle into a nice, warm hotel knowing they would be able to file a claim for their travel delays. Those that opted against insurance, weren’t so lucky. Regardless of age, travel insurance is an important element to your vacation package.
When traveling, you never know what sort of emergency or unforeseen event might occur. With the right travel professional’s help, you can choose the travel insurance policy that’s right for you – so that you won’t have to worry.
Travel insurance policies may sound confusing but a travel professional can help you decide which policy is best for you. Did you know that when purchasing an insurance policy directly from the cruise line or tour company, you will not be covered for financial default of that company? Are you sure your health insurance covers you outside of the United States? Travel agents are familiar with supplier insurance policies as well as independent insurance company policies. It is important to discuss your individual needs with your travel professional so that they can lead you to the right plan.
As a travel consultant I often hear clients say, “I don’t need insurance. I am going no matter what.” I always cringe when I hear that, because unfortunately those are the same people that usually encounter travel disasters or mishaps. For example I recently booked a weeklong California vacation for a young couple. The day before they were to leave, the husband came down with the stomach flu. There was no way he could possibly get onto a plane so they had to cancel their trip. They lost a total of three hundred dollars in airline penalties. Had they paid a small premium for insurance, their tickets would have been refunded in full. With the snowstorm that hit Chicagoland this week, many weary travelers were at O’Hare, waiting for the storm to pass. Those with travel insurance were able to settle into a nice, warm hotel knowing they would be able to file a claim for their travel delays. Those that opted against insurance, weren’t so lucky. Regardless of age, travel insurance is an important element to your vacation package.
When traveling, you never know what sort of emergency or unforeseen event might occur. With the right travel professional’s help, you can choose the travel insurance policy that’s right for you – so that you won’t have to worry.
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